Risk Disclosure

1. Nature of the service

Wave Rider ("the service"), operated by SoftTelRG, is a read-only market analyzer scanner covering cryptocurrency, US-listed stocks, and OTC-traded tickers. It retrieves publicly available market data from third-party APIs, applies filters and scoring weights configured by you (the user) as a "preference," and displays ranked results.

The service does not generate, author, verify, or own any of the underlying data. The service does not execute trades, custody any funds, securities, or tokens, and does not interact with user wallets, brokerage accounts, or any financial instrument.

2. User-driven scoring and rankings

Scores and rankings displayed by the service are computed by math executed in your browser, using filters and factor weights you configure in the preference editor. Default preferences are provided as informational examples only.

A high score reflects that a particular stock or token matches the criteria in your preference — nothing more. A high score is not a recommendation to buy, hold, or sell. A low score is not a recommendation to avoid. Different users with different preferences will see different rankings for the same security.

3. Data sources

All information displayed is retrieved from public third-party APIs:

• DEXScreener — decentralized exchange pair data
• Coinbase Exchange — product catalog and pair status
• CoinGecko — crypto price, volume, market data
• Yahoo Finance (via the open-source yahoo-finance2 library) — stock quotes, fundamentals, historical prices, dividends
• Finnhub — stock quote backup and rate-limited access
• FRED (Federal Reserve Economic Data) — CPI-U inflation data (public domain)

We are not affiliated with, endorsed by, or sponsored by any of these providers. Use of their data is subject to their respective terms of service. The service aggregates, caches, and reformats this data solely for display to the user.

4. Data accuracy, availability, and delays

We make no representation or warranty regarding the accuracy, completeness, reliability, timeliness, or fitness for any particular purpose of any data displayed. Upstream APIs may return incorrect, stale, or partial data. Daily snapshots for stocks and OTC may be up to 24+ hours old. Live quotes on the watchlist may be delayed by up to 15 minutes due to upstream provider policies.

For any trade-critical decision, always verify directly on the source platform or through your licensed broker. We are not liable for reliance placed on any data or score displayed by the service.

5. Market risk, volatility, and losses

All investing involves risk, including the risk of total loss of principal. Cryptocurrency markets are especially volatile and are largely unregulated. New DEX tokens, in particular, frequently include rug-pull schemes, fraudulent contracts, honeypots, and other hazards. OTC stocks may have low liquidity, limited reporting requirements, and heightened risk of price manipulation. Past performance does not predict or guarantee future results.

6. No financial, legal, or tax advice

Nothing displayed by, published on, or transmitted through the service constitutes:

• financial or investment advice,
• a recommendation to buy, sell, or hold any security or asset,
• a solicitation or offer to enter into any transaction,
• legal, tax, or accounting advice, or
• any form of professional opinion.

You are solely responsible for any investment, trading, or other financial decision you make. Consult a licensed financial advisor, broker, attorney, or tax professional — familiar with your full circumstances — before making any decision based in whole or in part on information obtained from the service.

7. Inflation-adjusted analytics — methodology note

For watchlist stocks, the service computes "real returns" using CPI-U data from FRED. This calculation involves simplifying assumptions (dividends are summed, not reinvested daily; no FX adjustment for ADRs; CPI is monthly, so intra-month granularity is lost). These figures are informational only and should not be relied upon as precise historical performance measures. They do not include taxes, transaction fees, or any other real-world friction that would apply to actual investing.

8. No warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED OPERATION. YOU USE THE SERVICE AT YOUR OWN RISK.

9. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SOFTTELRG, ITS PRINCIPALS, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING LOST PROFITS, LOST SAVINGS, TRADING LOSSES, LOSS OF DATA, OR LOSS OF USE, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10. Regulatory status

The service is not registered as an investment adviser, broker-dealer, commodity trading advisor, or money service business with any regulatory authority in any jurisdiction. The service does not operate as a regulated financial institution.

If you are located in a jurisdiction that restricts access to informational market content, you are responsible for complying with your local laws. The service is not intended for use in any jurisdiction where such use would be unlawful.

11. Contact

For questions about this risk disclosure or the service generally, please contact support@softTelRG.com.

By continuing to use the service after reviewing this disclosure, you acknowledge that you have read, understood, and agreed to its terms.